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Lowe's Part-Time Virtual+ Plan
Lowe’s Part-Time Virtual+ Plan from UnitedHealthcare is a minimum essential coverage (MEC) plan designed to help you keep costs in check and enjoy a healthier life.
Offering coverage for a variety of Essential Health Benefits, this plan provides coverage for health care reform preventive services and medications at $0 copay. The plan also provides limited coverage for PCP visits ($25 copay per visit), specialist visits ($50 copay per visit) and Urgent Care visits ($150 per visit).
You must use a network provider for your plan to cover your plan benefits, except for medically necessary emergency care or as otherwise required by law.
This plan includes an annual out-of-pocket maximum which is the most you will pay in a plan year. When using network providers the annual maximum is $9,100 for an individual and $18,200 for a family.
UnitedHealthcare Limited Pharmacy benefits are automatically included with this plan.
Summary
Network coverage
Network coverage plays a big part in delivering you cost savings and quality care. With the network, you'll have access to a group of health care providers and facilities that have a contract with UnitedHealthcare.
Are your providers in network?
Stay in the network
To help save on costs, choose care and services from within our network.
The importance of a primary care provider (PCP)
Having a PCP to help guide and coordinate your care is important whether or not the health plan you select requires one.
Primary care provider
While this plan does not require you to have a primary care provider (PCP), choosing one for yourself and each covered family member is highly recommended. Your PCP is your health guide - coordinating your care, helping you avoid cost surprises and supporting you in achieving your best health.
It's easy to find and choose a network PCP - just go to Provider Search to get started.
The importance of a primary care provider (PCP)
Having a PCP to help guide and coordinate your care is important whether or not the health plan you select requires one.
Certain preventive care items and services, including immunizations, are provided as specified by applicable law, including the Patient Protection and Affordable Care Act (ACA), with no cost-sharing to you. These services may be based on your age and other health factors. Other routine services may be covered under your plan, and some plans may require copayments, coinsurance or deductibles for these benefits. Always review your benefit plan documents to determine your specific coverage details.
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